Personal Insurance
We offer affordable personal insurance in WV and nearby states. From protecting your home and car to safeguarding your family’s future, our local team makes insurance simple, clear, and personal.
Our Personal Insurance Options
Home Insurance in wv
Protect your house and everything inside it from storms, fire, theft, and more. We can assist you in finding homeowners insurance suited to the unique risks associated with residing in West Virginia.
Auto Insurance in wv
Stay confident on the road with coverage for accidents, liability, and uninsured drivers. Our auto insurance options keep West Virginia drivers protected at every turn.
Pet Insurance in vw
With customizable policies, we’ll help you find affordable pet insurance that can allow your pets to receive the best possible care.
Renters Insurance in vw
Your landlord’s policy doesn’t cover your belongings. Our renters insurance protects personal property, liability, and living expenses if disaster strikes.
Condo Insurance in wv
Condo association coverage won’t protect your unit’s interior or belongings. Our condo insurance policies cover what matters most inside your home.
Second Home Insurance in wv
Second homes face unique risks. We offer a mobile home insurance plan that has been created specifically to insure your home and possessions to improve your financial security.
Motorcycle Insurance in wv
Travel securely and safely. Our motorcycle insurance policies protect you, your bike, and your passengers across West Virginia roads.
Boat Insurance in wv
We help boat owners stay protected with coverage for liability, storm damage, theft, and more.
Umbrella Insurance in wv
Add an extra layer of liability protection beyond your home, auto, or business policies. Umbrella insurance can help provide an additional layer of protection when basic coverage isn't enough.
Recreational Insurance in wv
Protect your fun — from RVs and campers to ATVs and jet skis. Recreational insurance covers the vehicles that make West Virginia living exciting.
Why Choose Quad State Insurance Agency?
Our Focus is on You, Not the Insurance Companies.
As a local independent insurance agency, we put your needs first. That means we can shop multiple top-rated carriers to find coverage that matches your needs giving you options and flexibility.
FAQs
Is Quad State Insurance an independent agency?
Yes. Quad State Insurance is a local independent insurance agency serving West Virginia. That means we're not tied to one carrier - we work with multiple top-rated companies to compare coverage and pricing, allowing you to find a policy that matches your needs.
Where are your offices located?
We have offices in Martinsburg and Kingwood, West Virginia, proudly serving surrounding communities including Charles Town, Shepherdstown, Berkeley County, and Preston County. We also assist clients across the entire state through phone, email, and virtual consultations.
What types of insurance does Quad State offer?
We provide a full range of personal and commercial insurance solutions, including home, auto, farm, business, flood, and recreational vehicle insurance. As a Trusted Choice® agency, we’re dedicated to helping West Virginia families, farmers, and small businesses find coverage that fits their lifestyle.
Do you offer bilingual service?
Yes — Se habla español. Our bilingual agents are here to serve both English and Spanish-speaking clients across West Virginia. We believe clear communication helps every customer make confident insurance decisions.
Protect What Matters Most
Whether you need home, auto, farm, or business insurance, Quad State Insurance is here to help. Proudly serving Martinsburg, Kingwood, and communities across West Virginia with trusted, bilingual service.
