Insurance in West Virginia – Quad State Insurance
At
Quad State Insurance, we’re proud to serve
Martinsburg,
Kingwood,
Morgantown,
Shepherdstown,
Charles Town, and
Berkeley County, WV with affordable, reliable insurance solutions. Whether you need
auto,
home,
farm, or
business insurance in West Virginia, our local agents deliver trusted coverage, personal service, and independent options tailored to your needs.
Our Service Areas
Comprehensive auto, home, farm, and business insurance in Martinsburg and Kingwood, WV. Local agents who understand your community and coverage needs

Protecting families, farms, and small businesses across Morgantown and Monongalia County with affordable insurance options.

Affordable auto, home, farm, and business insurance in Shepherdstown, WV with trusted local agents and personalized coverage.

Serving
Charles Town homeowners,
drivers, and
farms with reliable insurance policies that fit your budget and lifestyle.

Insurance in Berkeley County, WV
From Martinsburg to surrounding towns, we provide auto, home, farm, and business insurance in Berkeley County, WV, built around your needs.
Why Choose Quad State Insurance?
- Local, independent, and community-focused
- Serving
families,
farms, and
small businesses across WV
- Access to multiple top-rated carriers for the best rates
- Community-first service — no 1-800 call centers, just real local agents
- Proud
Trusted Choice® insurance agency in West Virginia
Your Local Insurance Agency in West Virginia
Whether you live in
Martinsburg,
Kingwood,
Morgantown,
Shepherdstown,
Charles Town, or anywhere in
Berkeley County, Quad State Insurance is your
local independent insurance agency near you. From protecting your
home and
vehicles to covering your
farm or
small business, we’ll help you find affordable coverage with peace of mind.


