Insurance in West Virginia – Quad State Insurance

At Quad State Insurance, we’re proud to serve Martinsburg, Kingwood, Morgantown, Shepherdstown, Charles Town, and Berkeley County, WV with affordable, reliable insurance solutions. Whether you need auto, home, farm, or business insurance in West Virginia, our local agents deliver trusted coverage, personal service, and independent options tailored to your needs.

Our Service Areas

Skyline view of buildings, with a grassy area in the foreground and blue sky.

Comprehensive auto, home, farm, and business insurance in Martinsburg and Kingwood, WV. Local agents who understand your community and coverage needs

Family of four sitting in an open car trunk, man standing beside them outdoors.

Protecting families, farms, and small businesses across Morgantown and Monongalia County with affordable insurance options.

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Serving Charles Town homeowners, drivers, and farms with reliable insurance policies that fit your budget and lifestyle.

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Insurance in Berkeley County, WV

From Martinsburg to surrounding towns, we provide auto, home, farm, and business insurance in Berkeley County, WV, built around your needs.

Why Choose Quad State Insurance?

Your Local Insurance Agency in West Virginia

Whether you live in Martinsburg, Kingwood, Morgantown, Shepherdstown, Charles Town, or anywhere in Berkeley County, Quad State Insurance is your local independent insurance agency near you. From protecting your home and vehicles to covering your farm or small business, we’ll help you find affordable coverage with peace of mind.