Insurance in Martinsburg & Kingwood, WV – Quad State Insurance

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Looking for a Local Insurance Agency in West Virginia?

At Quad State Insurance, we proudly serve Martinsburg, Kingwood, and surrounding WV communities. Whether you need auto insurance quotes in Martinsburg, WV, home or flood insurance in Kingwood, WV, or farm and business insurance across West Virginia, our local agents make protection simple, affordable, and stress-free.

Personal Insurance in Martinsburg & Kingwood, WV

Protecting your family, home, and vehicles is our top priority. We provide:


With our independent agency advantage, we shop multiple carriers to ensure you get the best value.

Business Insurance in Martinsburg & Kingwood, WV

From contractors to local shops, we provide small business insurance in West Virginia designed to protect your property, employees, and operations. Coverage options include:


Our team helps contractors, retail shops, restaurants, and professional services stay protected and compliant.

Farm Insurance Across West Virginia

As a community-focused agency with agricultural expertise, we specialize in farm insurance in West Virginia. Our policies cover:


  • Barns, silos, and farm structures

  • Tractors, combines, and equipment

  • Livestock and poultry insurance

  • Crop insurance and yield protection

  • Farm liability coverage

Whether you manage a family farm in Berkeley County or a large operation in Preston County, Quad State has farm-specific protection you can trust.

Why Choose Quad State Insurance?

Protect What Matters in West Virginia

From your car and home to your farm and business, Quad State Insurance is proud to be the independent insurance agency near you in Martinsburg and Kingwood, WV. With access to top-rated carriers and real local service, we’ll help you find affordable, reliable coverage that fits your life.